MasterCard is one of the most popular credit card brands found in the world. So it is no wonder it is one of the most popular deposit methods for funding your online poker accounts. Almost everyone seems to have one in their wallet and many debit cards are also branded with the MasterCard brand. To learn more about MasterCard, including how to use it to make deposits, see below.

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What is MasterCard?

MasterCard is most well known for being a credit card company. They also process debit card transactions and deal with other financial products. For the purposes of this page we are only concerned with the credit and debit card arms of their business. Their credit cards operate just like other cards. You apply and receive a set limit, you charge things to the card, receive a bill every month and either pay off your balance or pay part of your balance and get charged a finance fee. The debit card is tied to a bank account, usually a checking account, and when you use your card the charge is deducted from your account.

One of the nice things about using a product from a company that is as big and has been around as long as MasterCard is that you can feel fairly secure in them acting in a professional and safe manner. They didn’t just throw open a business to take advantage of people trying to make deposits in poker rooms. It is always good to deal with companies that you trust.

Is It Safe?

Using a MasterCard is usually safe because they have a robust fraud prevention branch and have terms and conditions that limit your exposure to fraudulent activity. Usually you are only responsible for up to the first $50, but you should always read the terms and conditions to fully understand your liabilities. It is also important to understand and learn the difference between the terms and conditions for your credit card and your debit card. They do not always carry the same level of protection.

There are also things you can do to help control how safe it is to use your credit or debit card. The first thing to do is only deal with poker rooms you trust. Find a site that you trust like this one and read the reviews of the poker rooms to make sure they are reputable and safe. The next thing is to make sure you protect your physical card to make sure no one can steal it or copy the number from it. There was a worker at the local pizza place that got in trouble for snapping pictures of people’s cards with his cell phone.

Finally you should take advantage of the online account availability tied to most debit and credit cards. I am able to log in and see anything that has been charged to my cards any time of day. I make it a habit to check at least twice a day to catch any possible suspicious activity as fast as possible. This has saved me from some trouble at least a couple times. Just to be clear, I have never had an issue with a poker room deposit. The times I have had issues were with businesses in other industries. The moral is the faster you see an issue the faster you can contact the fraud department at MasterCard or your bank to get it handled quickly. This can also help you not be responsible for any bad charges.

Are There Fees?

There are almost never any fees for making poker deposits using a MasterCard. There are also rarely fees on the MasterCard side as long as you pay your entire balance off every month. To find out if there are any fees from MasterCard, check you terms and conditions and your monthly bill. To see if there are any fees from the poker room you can ask the support department, check the terms and conditions for the site look at the deposit methods section on the poker room’s web site or find the information in the cashier’s cage section of the poker software. If you do find there are fees, contact support and ask them if they can waive the fees or offset them with an additional bonus on top of the one you already are receiving. It never hurts to ask and you may be pleasantly surprised at what you can get.

Why Was My MasterCard Declined?

Sadly, there are times when online poker rooms have difficulty getting MasterCard deposits approved. This usually has nothing to do with you and everything to do with the world banking industry and the different laws found around the world about online gambling and poker. When your deposit is declined contact support and find out what they know about the current situation and if they have a way to make it work. It may be a temporary situation or they may need to do it manually. Don’t be afraid to contact the poker room support team. Their job is to get you on the tables as quickly as possible so they want to help you.

Other possible reasons for your deposit being declined are if you have reached you credit limit when using your credit card or you don’t have enough funds in your account if you are using a debit card. You can also trigger a rejection if your billing address of the credit or debit card doesn’t match the address you have on file with the poker room. Usually only the zip code needs to match, but it is always best to have the entire thing the same.

How to Deposit Using MasterCard

It is easy to make deposits using MasterCard. Simply launch your poker room software client and log in, go to the cashier area and click the deposit section, fill in all of your card information including the number, expiration date and code from the back, and hit enter. Your account is usually funded instantly so you can start playing right away.

Does My Poker Room Take MasterCard?

There are very few poker rooms that do not offer MasterCard as a possible deposit method. The fastest way to see if your poker room does accept it is usually to look at the bottom of the main poker room web site. They often list deposit methods across the bottom of the screen. They also usually have a section on the site listing deposit methods and they are also listed in the cashier area of the software once you log into your account.

What Can I Do If My Site Doesn’t Take MasterCard?

In the event the site where you want to play doesn’t accept MasterCard deposits you will have to find a different method to fund your account. There are a few options where you can use your MasterCard to fund a different method like Entropay, but the odds are if they don’t accept one type of card they won’t accept another. You can also try using a bank wire, eCheck, or one of the companies that specialize in these types of transactions like Skrill, Neteller or Paypal. So much of this depends on where you live and the laws and regulations that you have to deal with.

Always remember that poker sites don’t make any money unless you are playing for real money and paying rake and tournament entry fees, so it is in their best interest when you can make deposits in a fast and safe manner. They have helped players from all over the world find ways to make deposits so use their knowledge and experience to your advantage.

Can I Use MasterCard To Withdraw My Winnings?

Most poker rooms where you can deposit using your MasterCard credit or debit card will also process withdrawals using the same card. This is usually listed in the cashier area under withdrawal methods and there usually isn’t a fee involved. In the event you can’t use your card for a withdrawal, try using the eCheck or paper check options.


MasterCard offers fast and easy deposits and withdrawals and all of your transactions are usually covered by a strong antifraud protection team so you can feel safe using your card. I recommend it as highly as just about any other possible deposit method. In addition, having a Mastercard can be useful for other things in everyday life.