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The history of real money Texas Holdem in the USA is complicated, because federal and state authorities have changed gaming laws often in the past 20 years.
Besides that, law enforcement agencies have changed policies on a whim during the same span.
With several electronic cash payment services being targeted by United States Department of Justice and others removing themselves from the US market because of lingering concerns about the sometimes-confusing laws, it’s hard for US online gamblers to know which legitimate poker sites they can use. Thus, we’ve tried to create a story and timeline of the best Texas Holdem deposit methods in the United States these past few years, while listing the current payment services and casinos which accept US players.
1961 Wire Act
Before we get into a discussion of specific poker deposit options, we should mention the Wire Act of 1961. The Federal Wire Act was enacted in 1961 to make sports betting over phone lines illegal. The law tried to outlaw sports bookies. For decades, it was the law used to govern and punish illegal sportsbooks and the organized crime figures often operating them.
Many years later, state lotteries began to join together across state lines, using technology to combine jackpots. When state governments became concerned about putting lottery tickets online and adding online poker and casino games to the mix, officials requested an updated interpretation of the Wire Act for modern-day games from the Department of Justice’s Office of Legal Counsel.
The OLC did issue a memo in 2011 specifying that the Wire Act pertained only to sports betting, not lotteries and other types of igaming. The Trump Administration’s DOJ reversed that memo in 2018, but the wording was murky. Requests from states for clarifications about lottery games resulted in delays and finally a federal lawsuit. New Hampshire, on behalf of numerous states, sued the DOJ and the US government for threatening its lottery, and the federal courts, including the US Court of Appeals, ruled in favor of the states. As the DOJ prepared to take the case to the United States Supreme Court, the Biden Administration took over and dropped the case. The 2011 DOJ opinion regarding the Wire Act became the precedent once again.
Ultimately, the Wire Act applies only to sports betting, which is why states can legalize their own sportsbooks within their state lines only.